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The accumulation of debt is an increasing problem not just in America, but across the globe. But, that’s not an excuse. It is imperative that you understand how much your bills are, so you can begin to take control of them. Write down all your debt – rent/mortgage, auto loan, credit cards, college loans, insurance, medical bills, etc. It’s important to see it written down.
Call the companies you owe and tell them that you want to pay them back and are going to do so. The vast majority of companies are willing to work with you to develop a plan to pay them back. The first step to getting out of debt is to take control of the problem.
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